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for your life.
Find a loan that fits your plans from offers by more than 20 partner banks. Free, no obligation, and simple to understand.
JMS
4.9 / 5 rating from more than 12,000 customer reviews
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Fair & transparentNo hidden costs
Your personal loan
What would you like
to make possible?
Start your free request today. This is an illustrative estimate with no obligation.
⌁ Credit-score neutral enquiry
30.000 €
€2,500€75,000
60 months
Representative APR9% - 10%
Loan repayment548 € / month
Service fee (10%)3.000 € one-time
⚡Processing fee (due upon approval before withdrawal)
500 €Estimated monthly payment598 € / month
Free comparison · Once loan is approved, €500 processing fee must be paid before withdrawal · Includes 10% service fee (3.000 €) · Representative APR 9% - 10%
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New at cashXcredit
Your loan.
Fully digital.
For smaller plans, apply for your loan completely online. Get your personal quote in minutes, with no paperwork and no surprises.
Up to €25,000for your plans
100% onlinefrom application to payout
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Your personal
loan offer
€25,000
✓ Approved·€500 fee before withdrawal
Monthly payment€475.18
60 months · 9% - 10% APR
Safe & paperless ✓
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Your path to the right loan.
Three clear steps to financing that fits your budget. No paperwork, no detours.
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We show you suitable offers from trusted banking partners side by side.
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Approval & Withdrawal
Once your loan is approved, pay the €500 processing fee to finalize verification and withdraw funds to your account.
Why cashXcredit
Money decisions feel better when they are clear.
We bring clarity to the lending market and give you the transparent overview you need to decide with confidence. Honest, simple, and on your side.
- ✓Free application with no commitment
- ✓Compare bank terms transparently side by side
- ✓256-bit bank-level securely encrypted data
Still have questions?
Good to know.
Answers to the most common questions regarding loan applications, fees, and timelines.
Does the loan comparison cost anything?+
The loan comparison is 100% free and non-binding. If you choose an offer and your loan is approved, a €500 processing fee must be paid before fund withdrawal, along with the transparent 10% service fee calculated into the repayment schedule.
When must the €500 processing fee be paid?+
The €500 processing fee is required only once your loan is officially approved by our partner lender. It must be paid prior to fund withdrawal in order to complete account verification and authorize the immediate release and payout of your funds.
Does the enquiry affect my credit score?+
No. The initial enquiry is completely credit-score neutral and does not negatively impact your credit record or score with SCHUFA/credit bureaus.
How quickly can I receive my money?+
Once your loan is approved and the €500 processing fee is paid, payout can happen immediately or within 24 to 48 working hours depending on your bank.